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EXIM Hungary Unveils New Financing Constructs Under the Demján Sándor Program

EXIM Hungary Unveils New Financing Constructs Under the Demján Sándor Program

New credit and leasing products aim to enhance competitiveness and sustainability of Hungarian enterprises
Beginning January 6, EXIM Hungary has made available new financing products announced as part of the Demján Sándor Program.

These initiatives emphasize bolstering the competitiveness of domestic businesses, enhancing their export capabilities, and supporting sustainable development investments.

The credit solutions, offered with favorable fixed interest rates, are available in both Hungarian Forint and Euro, with a total budget allocation of 350 billion HUF.

EXIM Hungary has launched five new financial constructs under the Demján Sándor Program, four of which are designed to enable non-exporting Hungarian companies to boost their competitiveness and existing exporters to strengthen their market positions internationally.

Additionally, targeted financial constructs are available for Hungarian enterprises investing abroad.

Among the offerings, the previously successful "Future Exporters Investment Loan" is available, designed to provide advantageous financing options to support domestic investments and developments.

This product aids capacity expansion, new product introductions, the application of innovative technologies, and the acquisition of machinery and intangible assets.

Notably, the loan boasts advantageous fixed interest rates: 5.2%–7.2% per year for Forint-based loans and 3.75%–5.75% for Euro-based loans, with terms extending up to 10 years.

Furthermore, EXIM Hungary has introduced the "Future Exporters Green Investment Loan" focused on sustainability.

This construct supports energy efficiency, renewable energy production, and other green investments, enhancing international competitiveness for Hungarian businesses.

A dedicated 100 billion HUF is allocated for financing green projects.

This product offers attractively low fixed interest rates—3.2%–5.2% in Forint and 2.75%–4.75% in Euro—and, depending on eligibility, does not require self-financing.

EXIM also reintroduced the "Export Stimulus Investment Loan," which satisfies the investment needs of exporters and primary suppliers.

This loan is also fixed-rate, with interest ranging from 6.8%–10.2% for Forints and 3.31%–6.7% for Euros.

Terms can be as long as 10 years, providing stable long-term financing options.

Companies looking to expand their export activities or implement domestic investments may also consider the "Export Stimulus Leasing" construct, offering flexible financial solutions swiftly tailored for technical equipment, machinery, commercial vehicles, and agricultural tools.

This service, with fixed interest of 6.8%–10.2% per annum for Forints and 3.31%–6.7% in Euros, supports periods up to 5 years.

For internationally competitive enterprises, the "Investment Outreach Loan" offers opportunities for financing foreign equity stakes and real estate investments, further strengthening the global presence of Hungarian economic players.

This program provides financing of at least 2 billion HUF for equity acquisition and real estate in European countries.

The loan, fixed rate under market terms, is available with terms up to a decade through direct financing from EXIM Hungary.

As part of the New Economic Policy Action Plan, the Hungarian government is committing 2,600 billion HUF in 2025 to support families, with 1,400 billion HUF directed to the Demján Sándor Program to aid the development of domestic enterprises and meet over 3% GDP growth targets.

The program focuses on addressing challenges faced by Hungarian businesses, facilitating domestic and international investments, creating jobs, and doubling the size of SMEs.

EXIM Hungary anticipates significant interest and emphasizes the successful implementation of the Demján Sándor Program as a key goal for the year to ensure resources reach the most eligible enterprises promptly.

The institution, serving as a pivotal support to the Hungarian economy for over 30 years, continues to enhance the international market standing of domestic economic actors through advantageous financial solutions and advisory services.

Loan applications are primarily submitted through commercial banks, with direct inquiries into the Investment Outreach Loan handled by EXIM Hungary.

Further information can be found on their official website.
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