Effective January 6, EXIM Hungary has introduced a suite of new financing solutions under the Demján Sándor Program, designed to enhance the competitiveness of domestic enterprises and bolster their export potential.

These funding options prioritize supporting investments aimed at achieving sustainable development goals.

Available in both Hungarian forint and euro, the products boast favorable fixed interest rates, with a total budget of 350 billion forints earmarked for this initiative.

Under the Demján Sándor Program, EXIM Hungary has launched five new financial products, four of which are specifically tailored to help local companies that have not previously engaged in export activities to improve their competitiveness, while also enabling existing exporters to solidify their positions in international markets.

In addition, EXIM provides targeted financing for domestic enterprises with exceptional potential to undertake foreign investments.

New and Trusted Products for Sustainability and Competitiveness

The range of available credit products includes the highly successful 'Future Exporters' Investment Loan,' which offers favorable funding opportunities to support domestic investments and developments, thereby enhancing company competitiveness.

The loan is versatile and can be used for capacity expansion, new product introductions, employment of innovative technologies, and procurement of machinery, equipment, and intangible assets.

Customers benefit from a favorable fixed interest rate: in forints, ranging from 5.2% to 7.2% annually, and in euros, from 3.75% to 5.75%, with a term of up to ten years.

In addition, EXIM Hungary has rolled out the 'Future Exporters' Green Investment Loan,' prioritizing projects that improve energy efficiency, produce renewable energy, and other green investments to strengthen international competitiveness.

EXIM has dedicated 100 billion forints specifically for green investments.

The program offers outstanding fixed interest rates of 3.2%–5.2% in forints and 2.75%–4.75% in euros.

Notably, no security is required depending on the support criteria.

The eligible loan purposes are defined by EXIM’s Green Financing Framework, ensuring sustainability principles are upheld.

Supporting More than Just Initial Steps

EXIM has also reintroduced the 'Export Boost Investment Loan' to meet the investment needs of exporters and their direct suppliers.

This loan is offered with fixed interest rates, ranging from 6.8% to 10.2% in forints and 3.31% to 6.7% in euros, extendable over a term of up to ten years for stable, long-term financing.

Furthermore, enterprises aiming to expand their export activities, increase their international competitiveness, or execute domestic investments have access to the 'Export Boost Leasing' option, offering quick and flexible financial solutions.

Tailored for exporters and direct suppliers, this product facilitates the acquisition of technical and other equipment, machinery, commercial vehicles, and agricultural tools.

It also carries a fixed interest rate, with similar terms as the investment loan, and can be carried out over a period of up to five years.

For globally competitive companies, the 'Outbound Investment Loan' facilitates financing for foreign corporate share acquisitions and real estate investments.

This not only strengthens the international presence of Hungarian economic actors but also enhances their profit-generating capacity.

The program aims to contribute to economic policy objectives by increasing the number of foreign-based enterprises owned by Hungarians.

The scheme provides at least 2 billion forints in loans for acquiring stakes in companies, investing in real estate, and obtaining majority ownership in European nations, offered with fixed interest rates at market pricing for a term of up to ten years through EXIM Hungary’s direct financing.

A 4,000 Billion Forint Framework for Economic Uplift

Under the New Economic Policy Action Plan, the government intends to mobilize 2,600 billion forints for families by 2025 and an additional 1,400 billion forints through the Demján Sándor Program to support the development of domestic enterprises.

This aims to achieve a GDP growth target exceeding 3%.

The program’s primary purpose is to deliver effective solutions to the challenges faced by Hungarian businesses while providing opportunities for both domestic and foreign investments, job creation, and the doubling in size of small and medium-sized enterprises (SMEs).

A particular focus within the program is on reducing the administrative burdens on the SME sector and introducing various financing solutions.

The Demján Sándor Program presents flexible solutions designed to adapt to the current economic landscape, with a significant emphasis on sustainable investments.

EXIM Hungary anticipates considerable interest from businesses, aiming to successfully realize the program this year, ensuring that resources reach the most qualified enterprises promptly.

With over 30 years of experience, EXIM Hungary continues to act as an economic motor, supporting the progress of domestic enterprises and assisting in enhancing their international market standing through various financing solutions and advisory services.